Posted on 10/17/22

What Should My Insurance Company Know If I Ship My Vehicle

What Should My Insurance Company Know If I Ship My Vehicle

Many people consider their car to be one of the most important things they own. It makes sense to make sure that your car is protected. Although damage to vehicles during auto transport is very unlikely, it is possible for something to happen. It is important that your vehicle is properly insured before it is transported by an auto shipping company. Before you hand your vehicle over to a shipping agency, here are some things to know about shipping insurance.

What's Covered?

The law requires auto shipping companies to offer insurance for the cars they transport. Many companies offer cargo and liability insurance. This means that your vehicle will be covered for any damage or loss that may occur during transportation. It is a good idea, however, to get a copy of the insurance policy printed from your auto shipping company. You might find that their policy has limitations for "acts of God" such as floods, tornadoes and earthquakes. After you have reviewed the insurance policy, you can decide whether to buy additional coverage.

What should you ask your insurance company?

You should not only check with the car shipping company but also talk to your auto insurance provider. Your policy may cover your vehicle during transportation, depending on what it is. Your provider will tell you what damage is covered. This includes theft, weather damage, and negligence. You might consider adding auto transport coverage to your existing policy.

Additional Information to Tell Your Insurance Company

You should also provide general information about the policy. Also, notify your insurance company about the shipping company that will transport your vehicle. You should also remove any items from your vehicle, inspect the vehicle thoroughly before shipping and record the condition. You will need to inspect the vehicle again upon arrival and document any damage. You should immediately report any damage upon delivery to ensure that you have the opportunity to make a claim.